FD’s interest rates are going to decrease soon, interest rates on FD up to 9.5%, no need to open bank account

Agency:News18Hindi

Last updated:February 10, 2025, 17:06 IST

Money Making Tips: If you want to make good profits by investing in FD, then you can book FDs through some apps given below and earn up to 9.5 percent interest.

9.5 % bang returns on fixed deposits

Money Making Tips: The RBI’s Monetary Policy Committee had a recent meeting recently, which took a decision on the repo rate. It was announced that the repo rate has been cut by 0.25 percent. Repo rate has been cut by RBI after 5 years. With this decision of the Reserve Bank (RBI), people will get some discounts in the loan EMI. Along with this, interest rates of bank FD will also be cut. In such a situation, if you want to invest in fixed deposits (FD), then do it as soon as possible.

If you want to earn good profits by investing in FD, then you can book FDs through some app given below and earn up to 9.5 percent interest. The special thing is that by booking FD through these apps, you will not have to open an account in the concerned bank. But you may have to do KYC.

FD (interest up to 9.5%) through Stable Money app
Unity Small Finance Bank- 9.5 % interest (1001 days FD)
Shivalik Small Finance Bank- 9.3 percent interest (1 year 5 months 25 days FD)
Sunrise Small Finance Bank- 9.1 percent interest (5 years FD)
Utkarsh Finance Bank- 9.1 percent interest (2 years FD)
North-East Small Finance Bank- 9 % interest (3 years FD)

FD (interest up to 9.3%) through super.money app
You can easily book FDs through Flipkart’s owned app super.money. You can also make UPI payment through this app. According to the list of list banks on the app, you can earn up to 9.3 percent interest here.

Shivalik Small Finance Bank- 9.3 percent interest (1 year 6 months FD)
Sunrise Small Finance Bank- 9.1 percent interest (5 years FD)
Utkarsh Finance Bank- 9.1 percent interest (2 years FD)
North-East Small Finance Bank- 9 % interest (3 years FD)
South Indian Bank- 7.9 percent interest (1 year 7 months FD)

FD (interest up to 9.1%) through TATA NEU app
Sunrise Small Finance Bank- 9.1 percent interest (5 years FD)

Reserve up to Rs 5 lakh on drowning bank
The depositors have the only relief deposit insurance and credit guarantee corporation ie DICGC (DICGC) in case of sinking or bankruptcy. Insurance cover is available up to Rs 5 lakh under DICGC. No matter how much money is deposited in the same bank, you will get an insurance cover of only 5 lakh rupees. This amount includes both principal and interest amount. DICGC’s deposit insurance covers all insured commercial banks including LAB, PB, SFB, RRB and co-operative banks.

If your money is deposited in a bank or wants to deposit, then you can check by clicking on the link given below whether it is registered for deposit insurance or not…
This is the link- https://www.dicgc.org.in/fd_listofinsuredbanks.html